Construction Claims Intelligence & Protection Recovery Division
Your claims deserve an expert in your corner — not an adjuster working against you.
We investigate, document, and strategically position construction claims and insurance disputes so contractors, project owners, and legal teams recover what they're rightfully owed. Project claims. Insurance claims. Both handled with precision.
SCLASenior Claims Law Adjuster credential
2-TrackProject claims + insurance claims
≤1 DayPersonal intake response
The adjuster works for the insurance company.
You deserve someone who works for you — with the same credentials and none of the conflict of interest.
Get StartedTwo tracks. One expert.
We handle project & contract disputes AND insurance claim advocacy — most firms only do one. We do both, simultaneously if needed.
Who We Work With
You did the work. Now let's make sure you get paid for all of it.
Most contractors lose money not because they did anything wrong — but because they didn't document it right, didn't file on time, or didn't know their insurance should have covered it. That ends here.
- We review your change orders and identify missed recovery
- We prepare delay claims with full cost impact analysis
- We handle your Builder's Risk, GL, and property insurance claims
- We defend you against backcharges with documentation that holds up
The contractor's reality
"The insurance adjuster works for the insurance company. You deserve someone who works for you — with the same credentials, and none of the conflict of interest."
— Stacey F. Johnson, SCLA
Protect your investment from claims, disputes, and coverage gaps.
As a project owner or developer, you're exposed on multiple fronts — contractor disputes, design errors, delay damages, and insurance that may not perform when you need it. We protect your position on all of them.
- Independent claim review against inflated contractor claims
- Insurance dispute advocacy — Builder's Risk, property, business interruption
- Documentation audit to identify exposure before it becomes a liability
- Professional claim analysis reports for lenders and stakeholders
What owners often discover
"Most owners find out too late that their insurance policy had gaps — or that the claim was mishandled from day one. A SCLA review at the start costs far less than a dispute at the end."
— Stacey F. Johnson, SCLA
Construction claims expertise your litigation team can rely on.
Attorneys handling construction disputes need a credentialed claims specialist who can analyze, document, and explain complex claims in a way that holds up under scrutiny.
- Independent claim analysis reports with professional documentation
- Delay, disruption, and impact cost quantification
- Insurance coverage review and adjuster conduct analysis
- Consulting support through discovery and pre-trial preparation
For legal teams
"We provide the construction claims intelligence your case needs — combining field-level project knowledge, estimating expertise, and claims law to support your litigation strategy."
— Stacey F. Johnson, SCLA · Johnson Calubiran Enterprises, LLC
What We Handle
Select the service that fits your situation. Not sure? Tell us in the intake form and we'll identify the right path.
Project claim
Change Order Review & Recovery
We identify missed, underpaid, or denied change orders and build the documentation to recover the full amount owed.
Scope changesDirected workConstructive changes
Project claim
Delay & Disruption Claims
Full delay analysis with cost impact documentation — extended general conditions, lost productivity, and schedule impact reports.
Delay analysisCost impactSchedule forensics
Project claim
Backcharge Defense
We investigate and counter backcharges from GCs or owners with documentation that challenges inflated or unsupported deductions.
Backcharge reviewCounter-docsDispute letters
Project claim
Termination & Breach Claims
Documentation and claim strategy for wrongful termination, abandonment disputes, and contract breach situations.
Wrongful terminationBreach analysisDamages
Insurance claim
Builder's Risk Claims
We advocate on your behalf throughout the Builder's Risk claim process — from initial reporting to final settlement.
Fire & theftWeather damageCollapse
Insurance claim
General Liability Disputes
When a GL claim is denied, disputed, or mishandled by the carrier, we provide professional review and documentation to challenge the outcome.
Coverage disputesDenial reviewClaim docs
Insurance claim
Commercial Property Claims
Comprehensive support for commercial property damage claims — ensuring damages are properly documented, quantified, and presented to the carrier.
Property damageBusiness interruptionEquipment
Insurance claim
Professional Liability & E&O
Claims involving design errors, professional negligence, or errors and omissions — we build the documentation trail needed.
Design errorsE&O disputesNegligence
Combined
Full Claims Investigation & Protection Package
Complex situations involving both project disputes and insurance claims simultaneously. We handle the full picture — coordinating project recovery with insurance advocacy so nothing falls through the cracks.
All claim typesUnified strategySingle point of contactPriority response
— The Credentials That Matter
Why an SCLA Changes the Outcome
Most contractor advocates are estimators, project managers, or attorneys — capable people, but missing the specific claims-law training that insurance carriers and opposing counsel respect.
The same credentials as the adjuster across the table — without the conflict of interest.
The Senior Claims Law Associate (SCLA) designation is an advanced credential in claims law and insurance practice. It requires rigorous coursework in coverage analysis, claims handling standards, bad faith law, and dispute resolution. It's the certification carriers train their adjusters in.
When the other side knows you have a SCLA on your team, the conversation changes. Documentation is taken seriously. Coverage arguments are met with substantive responses. Lowball offers get reconsidered.
SCLA Credentialed15+ Years50 StatesAll Trades
Capability
SCLA
Generic Advocate
Coverage analysis
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Adjuster conduct review
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Bad faith documentation
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Project claim recovery
✓
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Estimating expertise
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Both tracks at once
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— Engagement Tiers
How We Work Together
All engagements are fee-based and set up by invoice — no contingency, no surprises. Choose the tier that fits your situation, or tell us in the intake and we'll recommend.
Tier 01 · Start Here
Claim Assessment
For first-time inquiries. A focused review and written opinion on whether you have a recoverable claim.
$2,500flat
Credits toward larger engagement if you proceed within 30 days.
- Up to 4 hours of SCLA review time
- Document review (contract, denial letter, claim docs)
- Written assessment letter with findings
- Recommended next steps & strategy outline
- 30-minute follow-up consultation
- Confidential — for your eyes only
Tier 02 · Most Common
Project Engagement
For defined-scope claim work. Choose hourly billing or a flat-fee package for specific deliverables.
$475/ hour
Or fixed-fee packages by scope:
- Change Order Recovery Packagefrom $7,500
- Backcharge Defense Packagefrom $6,500
- Delay & Disruption Documentation$15K–$35K
- Builder's Risk Claim Advocacyfrom $9,500
- GL / Property Claim Advocacy$10K–$25K
- Termination & Breach Documentationfrom $12,500
Tier 03 · Ongoing
Monthly Retainer
For contractors and owners managing active claim portfolios. Priority access and multi-claim coordination.
$5,000/ month
10 hours of SCLA time per month included · scalable up
- 10 hours / month of SCLA expert time
- Priority response (within 4 business hours)
- Multi-claim coordination across projects
- Monthly portfolio review meeting
- Unlimited intake on new matters
- Discounted rate on overage hours ($425/hr)
- 3-month minimum commitment
Tier 04 · For Attorneys
Expert Witness & Litigation Support
For attorneys building construction claim and insurance dispute cases. Consulting through discovery, deposition, and trial.
$675/ hour
$15,000 retainer required. Deposition and trial testimony billed separately.
- Independent claim analysis reports
- Discovery support & document review
- Cost impact & damages quantification
- Adjuster conduct & bad faith analysis
- Pre-trial preparation & exhibit support
- Deposition / trial testimony available
- Conflict checked before engagement
All engagements set up by invoice through Johnson Calubiran Enterprises, LLC. Payment by ACH, check, or credit card. Confidentiality and conflict-of-interest review precedes every engagement.
— Our Process
From Intake to Resolution
Every engagement follows a structured path — so you always know what's happening, what's next, and what's expected of you.
1
Confidential Intake
You submit the intake form. We review and respond personally within one business day. No automation, no sales team.
≤ 1 business day
2
Discovery Call
30–45 minute confidential call to fully understand your situation, claim type, documentation, and exposure.
Within 3 days
3
Engagement Letter
You receive a written engagement letter outlining scope, tier, deliverables, and fees. No work begins until signed.
Same week
4
Investigation & Documentation
We review documents, build the claim file, quantify damages, prepare the strategy, and produce the required deliverables.
2–8 weeks typical
5
Recovery & Resolution
We advocate through negotiation, mediation, or litigation support. You stay informed at every milestone with clear next steps.
Ongoing
— Common Questions
Things You're Wondering
Quick answers to the questions we get most. Have one we didn't cover? Ask in the intake or contact us directly.
Do you work on contingency?
No. All engagements are fee-based — flat fee, hourly, or retainer. Contingency arrangements require state-specific public adjuster licensing and create conflicts that can compromise your case. Fee-based engagement keeps our analysis independent and legally defensible.
Can you work on a claim already in litigation?
Yes — and we frequently do. We work directly with your attorney as a consulting expert or designated expert witness. Once retained, communications are protected under attorney work-product privilege when properly structured.
Are you a public adjuster?
No. We are construction claims consultants and credentialed claims professionals. Public adjusters negotiate insurance settlements on behalf of policyholders under state license. We provide expert analysis, documentation, and strategic advocacy — and partner with public adjusters or attorneys when state-licensed representation is required.
How fast can you start?
After the discovery call and engagement letter (typically the same week as intake), most matters begin within 7–14 days. For emergency situations — like an active loss event or imminent deadline — we offer expedited intake at a 15% premium.
What states do you work in?
We provide claim consulting, documentation, and expert services in all 50 states. For matters requiring state-licensed adjuster representation, we maintain a network of licensed public adjusters we can engage on your behalf.
How confidential is the intake?
Strictly confidential. All intakes are reviewed by Stacey personally, never shared with third parties, and never stored in any CRM or sales system. If you proceed to a discovery call, the conversation is protected under our standard confidentiality framework before any documents change hands.
What documents should I have ready?
For project claims: the contract or subcontract, change order log, daily reports, RFI/submittal logs, payment records, and relevant correspondence. For insurance claims: the policy declarations page, the claim filing, denial or reservation-of-rights letter, and the adjuster's communications. We'll send a specific list after the discovery call.
Will you sign an NDA before the call?
Happy to. Send your standard NDA with the intake or request ours. For attorney intakes, we also complete conflict checks against your case parties before any substantive conversation.
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Claim type
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Contact
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Details
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Confirm
Start Your Confidential Intake
Reviewed personally by Stacey within 1 business day. No automated responses. No sales team.
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Intake received, there.
Your claim inquiry is confidential and has been submitted directly to Stacey F. Johnson, SCLA. You'll receive a personal response within 1 business day — not an automated email.
Schedule your confidential discovery call →
30–45 min · Confidential · Stacey only · No obligation
Not sure which engagement tier is right?
Tell us your situation, claim type, and what's at stake. We'll recommend the right tier, send an engagement letter, and get to work.
Johnson Calubiran Enterprises, LLC · SCLA · Claims Intelligence & Protection Recovery Division · All engagements set up by invoice · All submissions confidential