Construction Claims Intelligence & Protection Recovery Division
Your claims deserve an expert in your corner — not an adjuster working against you.
We investigate, document, and strategically position construction claims and insurance disputes so contractors, project owners, and legal teams recover what they're rightfully owed. Project claims. Insurance claims. Both handled with precision.
SCLASenior Claims Law Adjuster credential
2-TrackProject claims + insurance claims
≤1 DayPersonal intake response
The adjuster works for the insurance company.
You deserve someone who works for you — with the same credentials and none of the conflict of interest.
Get StartedTwo tracks. One expert.
We handle project & contract disputes AND insurance claim advocacy — most firms only do one. We do both, simultaneously if needed.
Who We Work With
You did the work. Now let's make sure you get paid for all of it.
Most contractors lose money not because they did anything wrong — but because they didn't document it right, didn't file on time, or didn't know their insurance should have covered it. That ends here.
- We review your change orders and identify missed recovery
- We prepare delay claims with full cost impact analysis
- We handle your Builder's Risk, GL, and property insurance claims
- We defend you against backcharges with documentation that holds up
The contractor's reality
"The insurance adjuster works for the insurance company. You deserve someone who works for you — with the same credentials, and none of the conflict of interest."
— Stacey F. Johnson, SCLA
Protect your investment from claims, disputes, and coverage gaps.
As a project owner or developer, you're exposed on multiple fronts — contractor disputes, design errors, delay damages, and insurance that may not perform when you need it. We protect your position on all of them.
- Independent claim review against inflated contractor claims
- Insurance dispute advocacy — Builder's Risk, property, business interruption
- Documentation audit to identify exposure before it becomes a liability
- Professional claim analysis reports for lenders and stakeholders
What owners often discover
"Most owners find out too late that their insurance policy had gaps — or that the claim was mishandled from day one. A SCLA review at the start costs far less than a dispute at the end."
— Stacey F. Johnson, SCLA
Construction claims expertise your litigation team can rely on.
Attorneys handling construction disputes need a credentialed claims specialist who can analyze, document, and explain complex claims in a way that holds up under scrutiny.
- Independent claim analysis reports with professional documentation
- Delay, disruption, and impact cost quantification
- Insurance coverage review and adjuster conduct analysis
- Consulting support through discovery and pre-trial preparation
For legal teams
"We provide the construction claims intelligence your case needs — combining field-level project knowledge, estimating expertise, and claims law to support your litigation strategy."
— Stacey F. Johnson, SCLA · Johnson Calubiran Enterprises, LLC
What We Handle
Select the service that fits your situation. Not sure? Tell us in the intake form and we'll identify the right path.
Project claim
Change Order Review & Recovery
We identify missed, underpaid, or denied change orders and build the documentation to recover the full amount owed.
Scope changesDirected workConstructive changes
Project claim
Delay & Disruption Claims
Full delay analysis with cost impact documentation — extended general conditions, lost productivity, and schedule impact reports.
Delay analysisCost impactSchedule forensics
Project claim
Backcharge Defense
We investigate and counter backcharges from GCs or owners with documentation that challenges inflated or unsupported deductions.
Backcharge reviewCounter-docsDispute letters
Project claim
Termination & Breach Claims
Documentation and claim strategy for wrongful termination, abandonment disputes, and contract breach situations.
Wrongful terminationBreach analysisDamages
Insurance claim
Builder's Risk Claims
We advocate on your behalf throughout the Builder's Risk claim process — from initial reporting to final settlement.
Fire & theftWeather damageCollapse
Insurance claim
General Liability Disputes
When a GL claim is denied, disputed, or mishandled by the carrier, we provide professional review and documentation to challenge the outcome.
Coverage disputesDenial reviewClaim docs
Insurance claim
Commercial Property Claims
Comprehensive support for commercial property damage claims — ensuring damages are properly documented, quantified, and presented to the carrier.
Property damageBusiness interruptionEquipment
Insurance claim
Professional Liability & E&O
Claims involving design errors, professional negligence, or errors and omissions — we build the documentation trail needed.
Design errorsE&O disputesNegligence
Combined
Full Claims Investigation & Protection Package
Complex situations involving both project disputes and insurance claims simultaneously. We handle the full picture — coordinating project recovery with insurance advocacy so nothing falls through the cracks.
All claim typesUnified strategySingle point of contactPriority response
1
Claim type
2
Contact
3
Details
4
Confirm
Start Your Confidential Intake
Reviewed personally by Stacey within 1 business day. No automated responses. No sales team.
What type of claim do you need help with?
Select all that apply. If you have both a project dispute and an insurance claim, select both — that's exactly what we're built for.
🔒All information submitted is strictly confidential and reviewed only by Stacey F. Johnson, SCLA.
Your contact information
How should Stacey reach you? All information is kept strictly confidential.
Claim & project details
The more detail you provide, the faster Stacey can assess your situation and come prepared on your first call.
✓
Intake received, there.
Your claim inquiry is confidential and has been submitted directly to Stacey F. Johnson, SCLA. You'll receive a personal response within 1 business day — not an automated email.
30–45 min · Confidential · Stacey only · No obligation
Not sure which service you need?
Tell us your trade, situation, and what's at stake. We'll identify the right claim track and come back with a clear plan.
Johnson Calubiran Enterprises, LLC · SCLA · Claims Intelligence & Protection Recovery Division · All submissions confidential
Johnson Calubiran Enterprises, LLC
SCLA · Claims Intelligence Division
Construction Claims Intelligence & Protection Recovery Division
Your claims deserve an expert in your corner — not an adjuster working against you.
We investigate, document, and strategically position construction claims and insurance disputes so contractors, project owners, and legal teams recover what they're rightfully owed. Project claims. Insurance claims. Both handled with precision.
General Contractors & Subs
Project Owners & Developers
Attorneys & Legal Teams
SCLA
Senior Claims Law Adjuster credential
2-Track
Project claims + insurance claims
≤1 Day
Intake response time
You did the work. Now let's make sure you get paid for all of it.
Most contractors lose money not because they did anything wrong — but because they didn't document it right, didn't file on time, or didn't know their insurance should have covered it. That ends here.
- ✓We review your change orders and identify missed recovery
- ✓We prepare and position delay claims with cost impact analysis
- ✓We handle your Builder's Risk, GL, and property insurance claims — so the adjuster isn't the only expert in the room
- ✓We defend you against backcharges with documentation that holds up
The contractor's reality
"The insurance adjuster works for the insurance company. You deserve someone who works for you — with the same credentials, and none of the conflict of interest."
— Stacey F. Johnson, SCLA
Protect your investment from claims, disputes, and coverage gaps.
As a project owner or developer, you're exposed on multiple fronts — contractor disputes, design errors, delay damages, and insurance that may not perform when you need it. We protect your position on all of them.
- ✓Independent claim review to protect against inflated contractor claims
- ✓Insurance dispute advocacy — Builder's Risk, property damage, business interruption
- ✓Documentation audit to identify exposure before it becomes a liability
- ✓Professional claim analysis reports for lender and stakeholder reporting
What owners often discover
"Most owners find out too late that their insurance policy had gaps — or that the claim was mishandled from day one. A SCLA review at the start costs far less than a dispute at the end."
— Stacey F. Johnson, SCLA
Construction claims expertise your litigation team can rely on.
Attorneys handling construction disputes need more than general knowledge — they need a credentialed claims specialist who can analyze, document, and explain complex claims in a way that holds up under scrutiny.
- ✓Independent claim analysis reports with professional documentation
- ✓Delay, disruption, and impact cost quantification
- ✓Insurance coverage review and adjuster conduct analysis
- ✓Consulting support throughout discovery and pre-trial preparation
- ✓SCLA credential provides law-adjacent authority on claims matters
For legal teams
"We provide the construction claims intelligence your case needs — combining field-level project knowledge, estimating expertise, and claims law to support your litigation strategy."
— Stacey F. Johnson, SCLA · Johnson Calubiran Enterprises, LLC
What we handle
Two tracks. One expert.
Select the service that fits your situation — or select multiple. Not sure which applies? Tell us in the intake form and we'll identify the right path.
Track 1 — Project & Contract Claims
Project claim
Change Order Review & Recovery
We identify missed, underpaid, or denied change orders and build the documentation to recover the full amount owed.
Scope changesDirected workConstructive changes
Project claim
Delay & Disruption Claims
Full delay analysis with cost impact documentation — extended general conditions, lost productivity, and schedule impact reports.
Delay analysisCost impactSchedule forensics
Project claim
Backcharge Defense
We investigate and counter backcharges from GCs or owners with documentation that challenges inflated or unsupported deductions.
Backcharge reviewCounter-documentationDispute letters
Project claim
Termination & Breach Claims
Documentation and claim strategy for wrongful termination, abandonment disputes, and contract breach situations.
Wrongful terminationBreach analysisDamages quantification
Track 2 — Insurance Claims
Insurance claim
Builder's Risk Claims
We advocate on your behalf throughout the Builder's Risk claim process — from initial reporting to final settlement — ensuring your policy performs as written.
Fire & theftWeather damageCollapseVandalism
Insurance claim
General Liability Dispute Support
When a GL claim is denied, disputed, or mishandled by the carrier, we provide professional review and documentation to challenge the outcome.
Coverage disputesDenial reviewClaim documentation
Insurance claim
Commercial Property Claims
Comprehensive support for commercial property damage claims — ensuring damages are properly documented, quantified, and presented to the carrier.
Property damageBusiness interruptionEquipment
Insurance claim
Professional Liability & E&O Claims
Claims involving design errors, professional negligence, or errors and omissions — we build the documentation trail needed to support or defend the claim.
Design errorsE&O disputesProfessional negligence
Combined
Full Claims Investigation & Protection Package
For complex situations involving both project disputes and insurance claims simultaneously. We handle the full picture — coordinating the project recovery strategy with insurance advocacy so nothing falls through the cracks.
All claim typesUnified strategySingle point of contactPriority response
1
Claim type
2
Contact
3
Details
4
Confirm
Start your intake
Request investigative services
Confidential. Reviewed personally by Stacey within 1 business day. No automated responses.
What type of claim do you need help with?
Select all that apply. If your situation involves both a project dispute and an insurance claim, select both — that's exactly what we're built for.
🔒All information submitted through this intake is strictly confidential and reviewed only by Stacey F. Johnson, SCLA.
Step 1 of 3
Your contact information
How should Stacey reach you? All information is kept strictly confidential.
Claim & project details
The more detail you provide, the faster Stacey can assess your situation and come prepared on your first call.
✓
Intake received, there.
Your claim inquiry is confidential and has been submitted directly to Stacey F. Johnson, SCLA. You'll receive a personal response within 1 business day — not an automated email.
30–45 min · Confidential · Reviewed by Stacey only · No obligation